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Life Insurance


Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals. Please feel free to view one or all of the videos below for further information on the different Life Insurance products available.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified life insurance professional, such as our life specialist            Douglas Amenda, CLU (Certified Life Underwriter).

 

 Video Library

 
Personal Life Insurance

View Term Life Insurance Video

View Mortgage Protection Video

View Final Expense Insurance Video 

View Par Whole Life Insurance Video

View Life Insurance Settlement Video

View Single Premium Life Insurance Video

View Indexed Universal Life Insurance Video
                

Business Life Insurance

View Key Person Insurance Video

View Buy/Sell Funding Insurance Video

View Premium Finance Video

View Salary Continuation Video

View Executive Bonus Video

View Estate Tax Protection Video


Contact us today for more information or request a quote now!

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5046 East Redfield Road, Scottsdale, AZ 85254
Office 480-284-6400